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Down Payment Assistance
NHSIE has two different DPA products available for applicants.
Down Payment Assistance isn’t applicable to Manufactured Homes that are in Parks or on Leased Land
SOAR is a $10,000 amortized for 30 years with balloon payment due in 10 years for FHA and 15 years for Conventional, interest rate will match first mortgage loan not to exceed 5%. Income limits as follows:
| SOAR 2025 Income Limits | |
| Household Size | Income Limit |
| 1 | $78,450 |
| 2 | $89,700 |
| 3 | $100,900 |
| 4 | $112,100 |
| 5 | $121,050 |
| 6 | $130,050 |
| 7 | $139,000 |
| 8 | $148,000 |
The Manufactured Homes Mortgage Assistance Loan is a maximum of $95,000 deferred for 30 years with simple interest rate of 3%, income limits are as follows:
| Manufactured Homes Mortgage Assistance Loan 2025 Income Limits | |
| Household Size | Income Limit |
| 1 | $57,400 |
| 2 | $65,600 |
| 3 | $73,750 |
| 4 | $82,000 |
| 5 | $88,500 |
| 6 | $95,100 |
| 7 | $101,650 |
| 8 | $108,200 |
CalHome is a $55,000 loan deferred for 30 years with simple interest rate of 3%, income limits are as follows:
Please contact maria.solis@nhsie.org to confirm if CalHome funds are currently available.
| CalHome 2025 Income Limits | |
| Household Size | Income Limit |
| 1 | $57,400 |
| 2 | $65,600 |
| 3 | $73,750 |
| 4 | $82,000 |
| 5 | $88,500 |
| 6 | $95,100 |
| 7 | $101,650 |
| 8 | $108,200 |
Please email maria.solis@nhsie.org or call 909-963-5211 for assistance