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Down Payment Assistance
NHSIE has two different DPA products available for applicants.
CalHome is a $55,000 loan deferred for 30 years with simple interest rate of 3%, income limits are as follows:
| CalHome 2024 Income Limits | |
| Household Size | Income Limit |
| 1 | $57,400 |
| 2 | $65,600 |
| 3 | $73,750 |
| 4 | $82,000 |
| 5 | $88,500 |
| 6 | $95,100 |
| 7 | $101,650 |
| 8 | $108,200 |
SOAR is a $10,000 or more loan amortized for 30 years with balloon payment due in 10 years for FHA and 15 years for Conventional, interest rate will match first mortgage loan not to exceed 5%. Income limits as follows:
| SOAR 2024 Income Limits | |
| Household Size | Income Limit |
| 1 | $78,450 |
| 2 | $89,700 |
| 3 | $100,900 |
| 4 | $112,100 |
| 5 | $121,050 |
| 6 | $130,050 |
| 7 | $139,000 |
| 8 | $148,000 |
Please email maria.solis@nhsie.org or call 909-963-5211 for assistance